The inside track on your money. Finally.
Videos, essays, courses, and tools for UK professionals who want the undiluted truth about money - and the decisions that actually matter. Built by Anick and Luke, two financial planners tired of the industry's nonsense.
I want to understand my money better
Honest content on how it actually works.
I'm facing a specific life event
Short courses for the decisions that matter.
I want content for my profession
Written for the way your career actually works.
I'm ready to talk to an expert
Regulated, fixed-fee planning with Videre.
The truth about
What the industry won't tell you
The truth about
The truth about income protection
Most income protection is sold, not bought. Here's what the small print actually says, and the questions nobody asks before they sign.
Luke · 14 min
- 01RetirementHow the taper catches doctors outLuke · 16 min
- 02RetirementThe 4% rule was never a ruleLuke · 12 min
- 03Inheritance TaxWhen a trust is worth it, and when it isn'tAnick · 18 min
- 04InvestingActive or passive? The evidence, not the sales pitchAnick · 13 min
- 05TaxSalary sacrifice: the quiet pay riseAnick · 11 min
Guides and articles
Direct, evidence-led answers to the questions you're actually searching for.
Inheritance Tax
What the Residence Nil-Rate Band actually does
The most over-engineered piece of UK tax law of the last decade. Who gets it, and the three ways families lose it.
9 min read · Anick
Retirement
Drawdown sequencing: the order you spend matters
Which pot you draw first can change how long your money lasts. The mechanism, with the numbers.
11 min read · Luke
Investing
The behaviour gap is real, measurable, and expensive
The difference between what your investments return and what you earn. Why it exists, and how to close it.
8 min read · Anick
When you need to go deeper
Short, structured courses for life's biggest financial moments. Free, and completable in a lunch break.
01
Retirement Ready
Your number, your timeline, your next 90 days. Guardrails, not hope.
02
Inheritance Ready
The full number - across every asset and structure. A will is essential, but it is not a plan.
03
Exit Ready
Net proceeds, not headline price. Most founders sell once; most buyers buy for a living.
04
Mortgage Ready
What you can actually afford, and how lenders really decide. Before you talk to a broker.
05
Disaster Ready
Protect everything you've built. The cover that matters, and the cover that's just sold to you.
06
Business Ready
Funding, structure, and the financial decisions that compound through the life of a business.
Your profession. Your edge.
01
ITK Mortgages
Whole-of-market advice for homebuyers and investors.
Get advice02
ITK Protection
Life, income, and business protection without the sales pitch.
Get advice03
ITK Business Finance
Commercial lending and asset finance for business owners.
Get adviceVidere Financial Planning
When you're ready to turn knowledge into a plan: bespoke, fixed-fee, FCA-regulated advice for complex situations.
The inside track, weekly.
From Anick and Luke, two experienced Financial Planners. No sales. No nonsense.