The truth about
The 4% rule was never a rule
Luke · 12 min
It was a finding from 1990s US data. Treating it as gospel is how people retire on the wrong number.
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This article is for educational purposes and does not constitute personal financial advice. Tax rules, allowances, and rates referenced are correct as at June 2026 and may change. Capital is at risk. Videre Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority.