About ITK
The inside track on your money. Built by two people who do this for a living.
ITK exists because the industry is built to keep you in the dark. Jargon replaces explanation. Products get sold where advice should be given.
Anick and Luke are two experienced Financial Planners who got tired of watching smart, successful people make avoidable financial mistakes, because nobody had shown them the full number. So they built the platform they wished had existed. No sales. No nonsense.
Life first. Plan second. Portfolio third.
Anick
Financial Planner
Personal Finance Expert
Anick translates the technical into the personal. He advocates for the reader - what a rule actually means for someone in your position, not what the textbook says.
Luke
Financial Planner
Personal Finance Expert
Luke stress-tests the plan. He walks through the numbers, names the assumptions, and plays devil's advocate so the decision holds up when it matters.
What we believe
The six beliefs
Money
Money is fuel for life, not the destination. Time is the real asset.
Building wealth
Wealth is built through ownership, discipline, and time. Every leak slows the machine.
Financial planning
Planning is the product - not a warm-up to investing.
Investing
Global markets reward patient, disciplined investors. Evidence, not prediction.
Behaviour
Our own behaviour is the greatest threat to our financial success.
Advisers
Advice should be clean, transparent, and free from conflict. Fixed fees align interests.
The inside track, weekly.
From Anick and Luke, two experienced Financial Planners. No sales. No nonsense.