Mortgages

Interest-only mortgages: clever tool or slow trap?

By Luke · Last reviewed: June 2026

When interest-only is a deliberate strategy, and when it's a problem you're postponing. How to tell.

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This article is for educational purposes and does not constitute personal financial advice. Tax rules, allowances, and rates referenced are correct as at June 2026 and may change. Capital is at risk. Videre Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority.

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